Health insurance for cats

The health of the cat is particularly dear to each pet owner. Unfortunately, there are emergencies, illnesses and high financial costs that each pet owner has to face. Many cat owners know that these high costs can be avoided ny various means like through insurances.

Today it is common to avoid the financial risks that each pet owner has to face. The reason is easy to explain: the cost of vet visits and surgeries have increased enormously.

What is a health insurance for the cat?

A cat health insurance works much like health insurance for us humans. There are however two versions that focus on different costs. In both variants, it is possible that the vet bills directly with the insurer.

What opportunities are there?

Especially in the field of pet insurance, it is important to consider, first, what costs you want to protect within the risk provisions. Today there are several possible variants of complete pet health insurance.

They differ mainly in the different priorities of the financial risk prevention:
A comprehensive health insurance for cats is for outpatient and inpatient costs, including medications and surgery. It deals with all costs and focuses on protecting the farmers against eventualities in a disease of the animal. This complete cat health insurance covers outpatient costs as well as the cost of an operation. Well preventive care and immunizations are covered.


The insurance gives every cat an opportunity to avail various things like:

• Drugs
• Accommodation costs in the animal hospital
• Diagnosis (including X-ray, laboratory, ultrasound, ECG, CT, MRI)
• Physical Therapy
• Homeopathic treatment
• Surgical interventions, surgery
• Vaccination and deworming
• Flea and tick control
• Health Check

"Normal" outpatient visits to the vet

As vets bill for a specific fee structure, you should look for the cat insurance that gives reimbursement. In particular emergencies, they should also refund up to three times the rate of the cost.

The second variant is the cat’s surgical insurance. This insurance usually focuses solely on the cost focus of operations. One should note that the preliminary investigation, the treatment and medications may also be insured. A special focus of medical care is covered. This insurance plan is of course cheaper than the cat’s full insurance. Advantage of operating insurance costs is that the idea of insurance is important here - for a relatively small contribution, you are protected against high costs.

Important data when completing a cat insurance or just a stone's health insurance are the gender, race, age, weight, type of farming and whether the cat is healthy and if not for what diseases, including whether it is chronic or not.

Insurance jungle?

Many insurance companies offer different products for pet owners. The choice of tariffs and the services are great since it is not easy to keep track!

About Immunoglobulin

Immunoglobulin A


IgA specializes in mucous membranes. The immunoglobulin A (IgA) specializes in defense of antigens on the surfaces of the human mucous membranes such as nose, throat and intestines . Their share in the total amount of antibody is approximately 17 percent. Often pathogen and allergens are  intercepted by the IgA. It can be found in the milk of a breastfeeding mother. She can transmit the defense substances to the infant.


Immunoglobulin M


IgM is the quick-starter among the immunoglobulins. If a foreign pathogen enters the body, the body reacts first with the production of immunoglobulin M (IgM). Because IgM is so fast, it is sometimes referred to as early antibodies.



IgM and IgG to work hand in hand.  The production of IgM drops a few weeks after the start of the infection. Then, for the protection of the organism, the IgG antibodies  increase. They provide special protection. It is through this mechanism which a specific laboratory diagnosis is possible.


If infection is an initial infection, the IgM production increases rapidly.

If infection is a secondary infection, the IgM concentration remains low.

The acute phase of infection decreases the concentration of IgM.


Immunoglobulin D

IgD activate the B-lymphocytes. The immunoglobulin D (IgD) is detectable only in very small amounts in the serum. The function and significance is not yet much known. The activation of B lymphocytes plays a role, because it "sits" on the surface of B lymphocytes, and deals with them in the bloodstream.
Immunoglobulin E


IgE is important in allergy and worm infections. The immunoglobulin E (IgE) is also highly specialized and plays in the defense against worm infections and allergies. It originates from the lymphatic tissues. From there, it enters the blood. IgE is detectable in tiny quantities only. Only 0.001 percent of all immunoglobulins are IgE. Nevertheless, it plays more than 90 percent of all allergic processes.


The small amount of IgE is also responsible for ensuring that it will be designated with the name Reagin. IgE was discovered only much later than the other immunoglobulins.


IgE leads to the release of mediators that cause inflammation. IgE, like all immunoglobulins, has a protein body. It can easily couple to all other body cells. IgE in the skin and mucous membranes are mostly found in allergic reactions to allergens. When allergens on the skin and mucous membranes come in contact with IgE, they cause the IgE to change in the function of various cells. These changes lead to the release of substances from the cells, causing an inflammatory reaction. These substances are called mediators. The best-known mediator is histamine.Find more information from anatomy lessons at school or over the internet.